Rowe Financial LLC Michael R. Rowe Financial Consultant 350 Elsmere Ave. Delmar, NY 12054 Phone: (518) 320-8616 Online at: www.lpl.com/michael.rowe e-mail: michael.rowe@lpl.com

Securities offered through LPL Financial • Member FINRA / SIPC

The investment climate has never been more exciting or more challenging than it is today.

To take advantage of all available opportunities, investors need two things: an understanding of which investment products are most appropriate for their situation and a relationship with a trustworthy representative who has a clear understanding of their needs.

By keeping clients' objectives in focus, staying in contact with them throughout all market conditions and making investment adjustments as economic or lifestyle conditions warrant, I maintain a constant commitment to putting service first.

As a full-service financial consultant, I offer clients an assortment of quality, non-proprietary investment choices. If you would like any further information about these topics, or other areas of investing, please don't hesitate to contact me, by phone or e-mail. I can help you make sense of today's investment climate.

Note: The Linsco Private Ledger registered representative listed on this site may only discuss and/or transact securities business with residents of the following states: NY,VT,MA,PA,OH, and CA.